At a glance
- MOP length
- 5 years for standard flats; 10 years for Plus and Prime flats
- Counted from
- Legal completion of your purchase (key collection for a BTO)
- 2027 estimate
- About 18,939 flats in 11 towns (estimate, not an HDB figure)
- For comparison
- 13,480 flats reach MOP in 2026; HDB expects 19,500 BTO flats in 2028
- After MOP
- Sell, rent out the whole flat (citizen owners), or buy private property
- Checked
- 12 October 2026
Which flats reach MOP in 2027
Flats whose owners collected keys in 2022 reach their 5-year MOP in 2027. HDB does not publish a project-by-project MOP list, and as of 12 October 2026 we have not found an official count for 2027. The best estimate we found adds five years to each block’s completion year in HDB’s open data. It comes to about 18,939 flats across 11 towns.
| Town | Estimated flats reaching MOP in 2027 | Streets in the estimate |
|---|---|---|
| Yishun | 3,638 | Yishun Ave 6, Yishun St 31, 42 and 44, Yishun Ring Road |
| Tampines | 2,691 | Tampines North Drive 2, Tampines St 62 |
| Punggol | 2,672 | Punggol East, Northshore Crescent, Northshore Drive, Punggol Drive |
| Geylang | 1,815 | Jalan Satu, Ubi Road 3 |
| Toa Payoh | 1,694 | Woodleigh Link, Bidadari Park Drive |
| Clementi | 1,511 | Clementi Ave 1, Clementi Ave 6 |
| Bukit Batok | 1,397 | Bukit Batok West Ave 6 and 8 |
| Sengkang | 1,300 | Sengkang West Way |
| Bukit Panjang | 1,221 | Senja Close |
| Woodlands | 629 | Woodlands Ave 9 |
| Choa Chu Kang | 371 | Keat Hong Link, Jalan Teck Whye |
Completion year and key collection are not the same thing. A block completed in late 2022 may have handed out keys in early 2023, which moves its MOP into 2028. Treat the table as a guide to where supply is coming, not as a list of MOP dates.
Projects we could confirm
This list is partial. These are the projects where we found a published completion or key collection date in 2022 that puts the MOP in 2027. We will add others as we verify them.
| Project | Town | Flats | Completed / keys | MOP |
|---|---|---|---|---|
| Dakota Breeze (Jalan Satu) | Geylang | 954 | TOP 2022 | 2027 |
| Woodleigh Glen (Woodleigh Link, Bidadari) | Toa Payoh | 688 | September 2022 | September 2027 |
| Senja Ridges (Senja Close) | Bukit Panjang | 230 | Keys from about February 2022 | Early 2027 (estimated from key date) |
If your project is not here, your own MOP date on My HDBPage is the only date that counts.
What the MOP is and how it is counted
The Minimum Occupation Period is the time you must live in your flat before you can sell it on the open market, rent out the whole flat or buy private property. It is 5 years for standard flats, 10 years for Plus and Prime flats, and 20 years for flats bought under the Fresh Start Housing Scheme.
It starts from the legal completion date of your purchase. For a BTO that is your key collection appointment. Time when the whole flat was rented out with HDB’s approval, when you were not living there, or when the lease was infringed is not counted, so your MOP end date moves later.
What you can do once the MOP ends
You have three main options, and you can combine some of them.
| Option | Who can do it | What to know |
|---|---|---|
| Sell on the open market | All owners | Register an Intent to Sell, then wait 7 days before granting an option. Completion is about 8 weeks after HDB accepts the application. |
| Rent out the whole flat | Singapore citizen owners of standard flats | Needs HDB approval. Not allowed for Plus or Prime flats. Quota of 8% per neighbourhood and 11% per block for non-Malaysian non-citizen tenants. |
| Buy private property | Households with at least one citizen owner | You can keep the flat and must keep living in it unless you rent it out with approval. All-PR households must sell within 6 months. |
Renting out spare bedrooms, rather than the whole flat, is also allowed after the MOP for 3-room and larger flats.
Selling in a year when many flats hit MOP
More newly MOP flats means more choice for buyers. About 13,480 flats reach MOP in 2026, and HDB expects about 19,500 BTO flats to do so in 2028, up from 8,000 in 2025. If the 2027 estimate above is close, supply next year will already be near the 2028 level.
For sellers in Yishun, Tampines and Punggol, where the most flats are due, that means competing with near-identical units in the same project. Price to recent deals in your own block and street, not to town averages, and get a valuation before you set a price. Our HDB resale price checker shows recent transactions, and our resale process guide covers each step from Intent to Sell to completion.
If you plan to move up, the order of selling and buying matters more than the timing of the MOP. Our HDB to condo guide explains why most owners sell first.
Common questions
How do I check my exact MOP date?
Log in to My HDBPage with Singpass. Your MOP date is shown there. It runs from the legal completion date of your purchase, which for a BTO is the key collection appointment, so neighbours in the same project can have dates a few weeks apart.
Can I sell my flat before the MOP ends?
Not on the open market. You can start preparing, such as getting a valuation and an in-principle bank approval for your next home, but you cannot register a resale until the MOP is met.
Can I rent out my whole flat after MOP?
Yes, if you are a Singapore citizen owner and the flat is not a Plus or Prime flat. You need HDB's approval, and the non-Malaysian non-citizen quota (8% per neighbourhood, 11% per block) applies if any tenant is a PR or foreigner.
Can I buy a condo the day my MOP ends?
Yes, if at least one owner is a citizen. HDB lets you sign for private property from the day the MOP is met and keep the flat, but you pay 20% ABSD on the condo unless you sell the flat within the remission window.
Do years spent renting out the flat count towards the MOP?
No. Periods when the whole flat was rented out, when you did not live there, or when the lease was infringed are left out of the MOP count.
Get a free valuation
Tell us your block and flat type. We'll send recent prices for your block and nearby blocks, and what a sale would leave you after your loan and CPF refund.
Sources
Facts on this page were checked against these sources on 12 October 2026.
- HDB: Conditions after buying (MOP)
- HDB: Acquiring private property
- HDB: Eligibility to rent out a flat or bedroom
- The Property Playbook: HDB flats reaching MOP in 2027 (estimate from HDB block completion data)
- 99.co: Dakota Breeze (TOP 2022, MOP 2027)
- Home & Decor: Woodleigh Glen review (completed September 2022, MOP September 2027)
- MyPropertyTime: Senja Ridges and Senja Heights completed, keys handed out (Feb 2022)
- MyNiceHome (HDB): Resale completion about 8 weeks after acceptance
- COS.sg: 13,480 flats reach MOP in 2026
- EdgeProp: HDB expects MOP flats to rise to about 19,500 in 2028
Read next
ToolHDB MOP Check: When Your Minimum Occupation Period Ends and What to Do Before
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GuideHDB Resale Process 2026: How to Sell Your Flat, Step by Step
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ToolHDB Resale Price Checker: Recent Prices for Any Block
Look up every HDB resale registered at your block in the last 1 to 5 years, with the median price, S$ psf, storey and remaining lease. Free, using HDB's own data.